Net worth calculator
Add up everything you own, take off what you owe, and see how you compare to the typical UK household your age. No sign-up, no ads, and it takes about a minute. Include your home, pension, ISAs, cash savings and any debts for the fullest picture.
Frequently asked questions
What is a good net worth for my age in the UK?
There's no single "good" number — it depends on your age, where you live and your goals. A useful benchmark is the typical (median) figure for your age band shown in the tool.
Should I include my pension in my net worth?
Yes. Your pension is one of your biggest assets, even though you can't spend it yet — for the average UK household it's around a third of total wealth.
Do I include my house?
Include your home's current market value as an asset and your outstanding mortgage as a liability. The difference — your equity — is what actually counts towards your net worth.
Is it normal to have a negative net worth?
Completely. Student loans, a new mortgage or car finance can put you in the negative in your twenties and thirties. What matters is the direction of travel over time.
How often should I check my net worth?
Once a month is plenty. Checking too often just captures noise; monthly shows the real trend.
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