How to add property and assets

Add your home, rentals, vehicles and other valuables to Oinkly for a true net worth — with ownership shares, valuations and confidence levels explained.

Your net worth isn't just cash. Adding your home, a rental, a car or anything else of value gives you the true picture. Property and assets are Big Pig features.

Adding an asset

Go to Assets and choose Add asset.
Pick a category — property, vehicle, investments and so on. This groups your wealth and helps Oinkly avoid counting the same thing twice.
Enter a value, and say how sure you are of it with the confidence level (from Low to Verified). Lower-confidence figures are treated more cautiously.
If you own it with someone else, set your ownership percentage — Oinkly counts only your share towards net worth.

Valuations that stay honest

You can record how a value was arrived at — your own estimate, the purchase price, a formal valuation, or an automated estimate — and keep a history as the value changes. If you're unsure, record a low and high estimate as a range, and Oinkly shows how much your net worth might vary. Big Pig includes automatic property valuations; each refresh uses one valuation credit.

Avoiding double-counting

This is the one thing worth getting right. If you already track a savings account inside Oinkly, don't also add it as a manual "cash" asset — that would count the same money twice. Oinkly warns you when it spots a likely duplicate, and you can turn off Include in net worth to keep something on record without it affecting your totals.

How property shows in net worth

Property is split out so the picture is clear: main residence equity (your home's value minus the mortgage) is shown separately from investment property equity (rentals and second homes). That's what lets Oinkly show your investable net worth — everything except the roof over your head.

Good to know

Mortgages and other borrowing linked to an asset reduce its net contribution, so a house with a big mortgage adds only its equity to your net worth, not its full value. You can link a liability to the asset it's secured against to keep this accurate.