Frequently Asked Questions

Common questions about Oinkly — the UK net-worth tracker for savings, ISAs, pensions and Premium Bonds.

Answers to the questions we hear most often about Oinkly — the UK net-worth tracker for savings, ISAs, pensions, Premium Bonds and property.

Frequently asked questions

What is Oinkly?

Oinkly is a UK net-worth tracker. It brings your savings, ISAs, pensions, Premium Bonds, property and other assets into one place so you can see your real net worth and how it changes over time.

What is a net-worth tracker?

It adds up everything you own (savings, property, pensions, investments) and subtracts everything you owe (mortgage, loans, cards) to show a single figure — your net worth — and how it changes over time. Oinkly does this automatically once you have added your accounts.

Which accounts can I track?

Current accounts, savings, bonds and loans on every plan; ISAs, pensions, Premium Bonds, property and other assets on Big Pig. See the plans for the full breakdown.

Does Oinkly connect to my bank?

It does not have to. Oinkly is designed to work without open-banking logins — you add and update the balances you want to track, which keeps your data private and puts you in control.

Is my information private?

Yes. You decide what to add, and your figures are yours. Oinkly helps you understand your money — it is not financial advice.

Is there a free trial?

Yes, you can try Oinkly free for 7 days with no credit card required, and cancel any time.

Are the calculators free to use?

Yes, Oinkly’s free tools and calculators are open to everyone with no account needed.

Does Oinkly help with FSCS protection?

Yes. Oinkly flags FSCS protection so you can see whether your savings sit within the protected limit per banking licence, and warns you if two banks that share a licence push you over it.

How do I get started?

Start your free trial, add your first few accounts, and Oinkly builds your net-worth picture from there.