UK savings & investing guides
Plain-English UK guides on savings, ISAs, pensions, FSCS protection and net worth — written for real savers, not the finance industry.
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- Are your savings over the FSCS limit? — The FSCS limit rose to £120,000 in December 2025. Learn which banks share a licence, why it matters for your protection, and how to check you are covered.
- Average Net Worth by Age UK (2026) — How Do You Compare? — The average (median) net worth by age in the UK, using ONS data, explained in plain English. See how you compare by age band and how to grow your net worth.
- How to calculate your net worth — A plain-English guide to working out your net worth in the UK. The simple formula, a step-by-step list of what to include, and a worked example you can copy.
- How to move from Moneyhub before your data is deleted — A step-by-step guide to moving off Moneyhub before it closes — export your data, save your balances, and rebuild your net-worth picture in Oinkly.
- How to track all your savings in one place — A practical UK guide to seeing every savings account, ISA and Premium Bond in one view, so you always know your true total and never lose track of a pot.
- Net worth to be in the top 10% in the UK — How much wealth puts a household in the top 10% in the UK. The ONS deciles explained plainly, why the figure includes pensions and property, and how to read it honestly.
- Premium Bonds vs a savings account — Premium Bonds or a savings account? A plain UK comparison of the odds, the prize rate, tax and safety, so you can decide which suits your money better.
- Savings pots and sinking funds explained — What savings pots and sinking funds are, how they differ, and how to set them up in the UK so big one-off bills stop catching you out. A plain-English guide.
- What is a good net worth in the UK? — What counts as a good net worth in the UK, with median figures by age and a plain look at why the right number depends on your stage of life, not a single target.