Oinkly vs Moneyhub (2026)
A straight comparison of Oinkly and Moneyhub — features, price, open banking vs manual, and what to do now Moneyhub's app closes on 14 August 2026.
Moneyhub’s consumer app closes on 14 August 2026, so this is really a “where to go next” comparison. The short version: Moneyhub connected to your banks automatically through open banking; Oinkly is a manual, privacy-first UK tracker that focuses on your whole net worth and your FSCS protection. If you are moving off Moneyhub, here is how the two line up.
| Oinkly | Moneyhub | |
|---|---|---|
| Status | Live and growing | Consumer app closes 14 Aug 2026 |
| Type | Manual UK net-worth & savings tracker | Open-banking aggregator |
| Automatic bank sync | No — you add accounts yourself | Yes (open banking) |
| Net worth over time | Yes | Yes |
| ISAs, pensions, Premium Bonds, property | Yes | Partial (mainly linked accounts) |
| FSCS £120,000 monitoring | Yes — warns on shared banking licences | No |
| Privacy | No bank linking required | Requires bank connections |
| Price | Free tier + paid plans | Closing |
Where Moneyhub was stronger
Automatic syncing. If the thing you will miss is not having to update figures yourself, an open-banking app such as Emma or Snoop is a closer swap than Oinkly — we would rather say that plainly than pretend otherwise.
Where Oinkly is stronger
The complete picture and safety. Because you add accounts yourself, Oinkly can show pensions, Premium Bonds and property that open banking often misses, and it actively watches your FSCS protection — flagging when accounts that look separate share one banking licence and tip you over the £120,000 limit. It is also built to be readable, with no jargon.
Moving across
Export your Moneyhub data before 14 August, then add your accounts to Oinkly once. There is a step-by-step in our guide to the best Moneyhub alternatives and to moving from Moneyhub.
Get started with Oinkly — free, no bank linking, FSCS alerts built in.