Best Moneyhub alternatives (2026): where to move before your data is deleted

Moneyhub's app closes on 14 August 2026 and your data is deleted after that. The best UK alternatives — free and paid, open-banking and manual — and how to move across in time.

Moneyhub is closing its consumer app on 14 August 2026. You can log in until then; after that the app shuts down and your data is deleted. So if you have used Moneyhub to see all your accounts in one place, now is the time to pick a new home and copy your details across. This guide covers the best UK alternatives — honestly, including where each one is stronger or weaker than Moneyhub — and how to get your data out before the deadline.

If you mainly want your whole financial picture in one place — savings, ISAs, pensions, Premium Bonds and property — with clear FSCS protection alerts, Oinkly is built for exactly that. If what you will miss most is Moneyhub’s automatic bank-feed syncing, an open-banking app like Emma or Snoop will feel more familiar. More on both below.

What is actually happening to Moneyhub

Moneyhub has told users it is retiring its consumer app to focus on its business (B2B) side, where it powers other companies’ open-banking features. In practice that means you can keep logging in until 14 August 2026; after that the consumer app closes and your data is deleted. You can export your data before then — do that first, whatever you switch to. None of this affects the money itself — your bank accounts, ISAs and pensions all carry on as normal. It is only the tracking app that is going away.

What to look for in a replacement

Moneyhub did two jobs: it connected to your banks automatically through open banking, and it showed everything in one dashboard. When you pick a replacement, it is worth being honest about which matters more to you. If automatic syncing matters most, you will want an open-banking app that pulls balances in for you. If the full picture matters most — including things open banking often misses, like pensions, Premium Bonds, property and net worth over time — a tracker you add those to yourself will show you more, even if you type a few figures in. Either way, check it is UK-built (ISA and pension rules, FSCS, pounds), that the price suits you, and how it handles your data.

The best Moneyhub alternatives in the UK

Oinkly — a UK net-worth and savings tracker that brings every account, ISA, pension, Premium Bond and asset into one place, in plain English. Its stand-out is FSCS protection monitoring: it warns you when two “different” savings accounts actually share one banking licence and you are over the £120,000 protected limit (the limit rose from £85,000 on 1 December 2025). Oinkly is manual by design — you add your accounts rather than linking banks — which keeps it private and covers things open banking cannot see. There is a free tier. Best for: your complete net worth and FSCS safety, jargon-free.

Emma — a well-established UK budgeting app built on open banking, so it connects to your banks and cards automatically, much like Moneyhub did. Strong on spending analysis and budgets; free tier plus paid plans. Best for: people who want automatic bank-feed syncing and budgeting.

Snoop — a free, award-winning UK money app that connects your accounts and nudges you to save on bills and spending. A close match for the automatic, spending-focused side of Moneyhub. Best for: automatic tracking and money-saving tips, free.

WealthR — a UK net-worth and FIRE-planning app with retirement projections and tax-aware modelling. Manual entry, free tier plus an optional upgrade. Best for: investors and early-retirement planners.

Aureli — a newer UK net-worth tracker covering property, pensions, investments and crypto, with a free manual tier and paid automatic tracking. Best for: a simple live net-worth dashboard across asset types.

How to move your data out of Moneyhub before 14 August

First, log in to Moneyhub and export your data while you still can — look for the export or download option in settings. Do this before anything else; once the app closes, the data is gone. Next, list your accounts — current accounts, savings, ISAs, pensions, Premium Bonds, property, loans — with their latest balances. Then set them up in your new app. In Oinkly you add each account once and update the balance whenever you like; there is no bank login to reconnect and nothing to break. Finally, check your FSCS position: as you add savings, Oinkly flags any banking group where you are over the £120,000 protected limit — a good moment to catch it while you are moving everything anyway. There is a step-by-step in our guide to moving from Moneyhub.

Frequently asked questions

Is Moneyhub really closing?

Yes — the consumer app closes on 14 August 2026 as the company focuses on its business services. The B2B side continues; only the consumer app is going.

What happens to my data?

After 14 August 2026 your Moneyhub data is deleted. Export it before then.

Is there a free Moneyhub alternative?

Yes — Oinkly and Snoop both have free options, and Emma has a free tier too.

I want automatic bank syncing like Moneyhub had — what is closest?

Emma or Snoop, both built on open banking.

I want to see my pensions, Premium Bonds and net worth, not just spending — what is best?

A tracker like Oinkly that lets you add everything, including things open banking usually cannot see.

Track your whole financial picture — and your FSCS protection — in one place with Oinkly (free).