Importing transactions and statements

Upload a CSV or PDF bank statement and let Oinkly sort your transactions, catch duplicates and keep balances in step — without connecting to your bank.

If you'd rather not type transactions in one at a time, you can upload a statement and Oinkly will read it, sort it into categories and add it to the right account. It's still you in control — nothing connects to your bank.

Importing a statement

Go to Import and upload a CSV or PDF statement, up to 10MB.
Choose which account the transactions belong to (you can set this later if you're not sure yet).
Review the list. Oinkly sorts each transaction into a category like Bills or Food, and flags anything that looks like a duplicate so you don't add it twice.
Confirm, and they're in.

CSV works best — it's the export most UK banks offer. If you use a PDF, make sure it's a text-based statement rather than a scan or a photo, so the figures can actually be read.

Reading the preview

The preview summarises what it found: how many transactions, how many are new versus duplicates, and how many were auto-categorised. A match confidence shows how sure Oinkly is about each suggested category — anything low is worth a quick check. Anything £500 or more is flagged so a big figure never slips in unnoticed.

Keeping balances in step

Oinkly compares the statement's opening and closing balances with what it already has, and shows a reconciliation confidence. If there's a gap, you can add a small balancing adjustment so your Oinkly balance matches your statement exactly. In bank terms, a debit is money leaving (an expense) and a credit is money coming in (income); the summary shows credits, debits and the net change the import makes.

Rules that save you time

Create a rule once — say, anything from "Tesco" is Food & Drink — and Oinkly applies it to every future import. Rules have a priority (when two could apply, the higher one wins), and you can set a rule to exclude matching transactions altogether, which is handy for internal transfers between your own accounts.

Good to know

Importing doesn't change your real accounts — it only updates your records in Oinkly. If a category is wrong, change it; your correction can become a rule for next time.